Hi my name is Jemima and this is what I spend in a week as a student here at Loughborough University.
I study English with Digital Humanities and I'm in my second year right now.
We'll start with all my subscriptions. So I'm subscribed to a couple of things
and a couple things I pay for at the beginning of the month or at the beginning of the year and then
it breaks down but I'll break it down weekly. So the first thing is rent, a very important thing,
so I live in a house in town and in my second year I live with four other girls so there's
five of us in the house and we pay £102 bills included rent. But I pay my rent to terminally,
just because it's easier for me to know where my money is and deal with small numbers
when I do my budgeting for the year and the months to come. But also I know now
that like as soon as my student loan comes in, my rent goes out
and it's just a much easier way to do stuff so that's it but bil l's included £102 per week.
The other thing that I pay for in the house is house kitty so that's the thing we've created as
a house. We pay £10 a month roughly to contribute to things of the house whether that be toilet
cleaner, bleach, toilet roll most of the time, or anything else we need at the house or say if we're
doing anything at the house, so our Christmas dinner came out the kitty which was quite nice.
But that's around £10, I send that to my other housemate and that rounds up to £2.50 per week.
Another thing I pay for or I paid for at the beginning of the year which counts is
my AU membership, so I play women's basketball which is really cool,
but I paid £130 for that beginning of the year and that roughly works out to around £3.61 per week.
On Monday I went to Martin Hall cafe in between my lectures,
just because I was really busy, usually I tend to pack a pack lunch and prepare myself that way.
However, I did not have time that morning and got a flatbread,
a pesto and mozzarella flatbread, which is really yummy from Martin Hall cafe.
I also went to the gym which is £23.99 per month, but a week it is £5.99. So I did that as well.
Tuesday again I went to Martin Hall cafe um because again I did not plan myself. Time
prep management is a massive thing when you're doing money management as well.
So on Wednesday I did my weekly shop at Tesco. That came all to £22.50. It was mostly
pastas, pasta sauces, all like the dry ingredients and tinned ingredients I needed.
I didn't really buy any meat that day, I bought a lot of frozens just to replenish
my stuff. But I was away in the past weekend so I didn't have to buy that much in the shop.
Then I went to my team social, so I paid £6.50 for my refreshers ticket for Hey Ewe.
I paid £9.17 in 'Spoons' for a pizza because I was really hungry
at our social and for a picture as well.
And I managed not to spend anything on Thursday, which was something I was quite proud of,
mostly because I was in the house up until three o'clock so I could make my own lunch,
and then I had coaching, and then I had training. So I not a lot going on and...
yeah, it was quite a chilled day for me.
Then on Friday I went to work. So a great way to earn money is to get a job at uni part-time. I'm
quite lucky because not only do I have two jobs but they're stuff that I'm really interested in.
So my first job is Loughborough Vintage, which is a small sustainable
clothes company here in Loughborough, owned by students for students which is amazing. I
worked at the pop-up shop in our Students' Union. It was a really really good shop
and I was just managing the store, which is quite nice.
It was very nice to see like all the students come down and I haven't worked
for a Loughborough Vintage in while.
I'm also a Student Ambassador at the University, so, also on that Friday
I had a meeting for Student Ambassador stuff in EHB, which is really really nice.
It's always a fun job that i like to have going to work as a Student Ambassador
because I get to share my love for Loughborough with everyone else and I'm lucky to have these
jobs and they give me a bit of more spending cash when I want it and I want to buy some new stuff.
But I would advise, when buying like new clothes, going secondhand or sustainably,
shop sustainably, because it lasts longer most of the time but also
helping the environment which is quite good as well.
On Friday, went to Lidl. I spent £7.56 in Lidl because my best friend from home was
coming down to visit me and so I made her a Thai curry from scratch. So I bought all of those
ingredients there. And lastly, everything I spent on Friday, I spent £12.50 at FND
and so I bought two FND tickets, one for me one for my best friend from home,
and yeah, we had a cracking night which is really really great!
Totalling all of this up, I, on average, spend around £181.98 per week at University.
I do have a maintenance loan, which i'm very very fortunate
for, I'm grateful for, which definitely does help out a bit in terms of expenses.
But I also do work two jobs part-time, which is amazing. So I can help myself out there.
My mum's rule for me, some advice for money management and money saving.
My mom's rule is always treat yourself at least once a week and whether that be, what you find is
something that is not a necessity for you. So maybe it's going out. It's important to know
that things fluctuate and things change and you'll spend more or less depending on what kind of week
you're having. This is just an average roundabout. I do tend to go on my Wednesday socials
every week, sometimes not, so then life becomes a bit cheaper. I tend to spend a bit more my food
shop, depending on what i'm cooking. So I make sure I meal prep in order to save the most money.
I also don't shop when I'm hungry, which sounds really really... which is a really good trick
because when you shop when you're hungry, you want to put everything in your basket.
It's very good to plan how you spend your money and budget it at the beginning each
month or end of each month however you want to do it.
Just so that you don't run out of money and go into your overdraft!
That's all my tips and tricks and my weekly breakdown of how much I spend in a week.
you