Hi everyone, this is Dr. Nitin Chhoda! Welcome to this video on, why the rental assistance program,
the executive order offers no eviction extension.
It offers no money to help renters
and what you must know. I've release many other videos on my channel
today, and I want you to check them all out.
I talked about the glaring problems
with the $400 a week unemployment benefit extension.
I did that video in two parts, actually.
So you want to check that out.
I also talked about why the $400 a week unemployment benefit extension
is not actually a federal unemployment assistance program,
according to Michelle Evermore, who's a leading unemployment expert. And why
it's a separate program called Lost Wages.
It's a lost wages assistance program
that could and will most likely take months to implement.
And there are many other problems.
The states may not have money.
It may never even get off the ground
in your state, and it's going to get depleted very quickly.
I've covered all of that in previous videos. Now, in this video,
I'm going to talk to you about the eviction moratorium that the President
signed behind the scenes facts that you may not know now.
As you know, President Trump signed an executive order stating that it was US
policy to minimize evictions and foreclosures.
Now, keep in mind, the order does not reinstate the federal
eviction moratorium that expired last month.
The President could have done that.
He had, he has the authority to do that.
But the federal eviction moratorium that expired last month was not extended,
and neither was there any funding which the Democrats requested.
The Democrats had asked for billions of dollars in rental assistance
necessary to help people who were late or who were behind on their rent.
And now keep in mind that this was not done.
OK, the plan related to housing only makes
suggestions to federal agencies, but does not hold evictions nationally.
It makes a suggestion it does not halt evictions nationally.
Instead, the order calls on the Department
of Health and Human Services and the Centers for Disease Control
and Prevention to consider whether it was necessary to temporarily halt evictions.
I repeat to consider whether it was necessary to temporarily halt evictions.
The Treasury Department and the Department
of Housing and Urban Development that's HUD, shall identify, I quote,
"federal funds to provide temporary assistance to renters and homeowners who,
as a result of the financial hardships caused by Covid, are struggling to meet
their monthly rent or mortgage obligations."
That's what the order says.
So basically, that is no eviction moratorium, no new money to help renters.
And it's asking HUD to consider, I quote, "consider if eviction should stop."
So, again,
it's the President said it's US policy to minimize evictions and foreclosures.
The order does not reinstate, I repeat
does not reinstate the federal eviction moratorium that expired last month.
And Democrats have said that's necessary to help people pay their rent.
And so this is where things stand right now.
I've actually read from the executive order, the Treasury Department
and Department of Housing and Urban Development shall identify.
Now, what does that mean? Shall identify?
And by the way, it doesn't say the money
has to go to a certain type of individual with a certain income level.
It doesn't say how long the assistance should last.
It doesn't even identify whether there's only a there's assistance for back rent.
And it says shall identify federal funds
to provide temporary assistance to renters and homeowners.
So the National Low-Income Housing Coalition issued a statement saying,
and I quote, This executive order was merely false hope and risks increasing
confusion, risks increased confusion and chaos at a time when renters need
assurance that they will not be kicked out of their homes.
Like I said, how many renters are covered?
How long will the moratorium last, by the way?
There is no extension of moratorium,
any money for rental assistance to have them come back.
Here's the cold, hard reality.
The executive order does not create an extension of the eviction moratorium.
It simply says to federal agencies, hey, you know, do something on evictions.
That's it.
And that's why the word consider is used.
And so essentially, these actions
are not as strong, not as definitive, not as defined as you might expect.
So, again, bottom line, no extension, eviction moratorium.
HHS and CDC will consider if it's necessary.
And you can you you can understand how
long government agencies take to work and to consider this stuff.
Right.
No money for rental assistance.
HUD and the Treasury shall identify what
available federal funds are for the average rent.
Pretty much nothing has changed
since CDC determined here's an important question of HHS and CDC actually
determined that an eviction moratorium is necessary.
Do they actually have the power to act on it?
They won't know.
They don't know if they have the power to act.
And so what do you think they're going to do?
They're not going to act on it.
That's it.
Would Congress still have to act?
Will they wait for congressional approval?
Because that is no congressional approval on that right now,
because there is no consensus between the House and the Senate.
It's so basically what the president
signed was an executive order, some memoranda, the one on evictions.
Did the government to find ways to help homeowners and renters, but on its own,
it does nothing, absolutely nothing to halt evictions.
And by the way,
President Trump also claimed that the Democrats, in his words,
have not wanted to do anything protecting people from eviction.
Now, let me be clear.
The Democrats have Nancy Pelosi and Chuck Schumer have talked about
consistently extending the eviction moratorium.
They've also urged emergency rental assistance.
So what the president said in this aspect
is inconsistent with what the Democrats have said.
Democrats have agreed also
that the President Trump has the power to extend the eviction moratorium.
In all the executive order discussions
over the past several days, the eviction moratorium is the one piece
that Democrats have agreed that the president could do unilaterally.
And there are some reports that suggest
that the Democrats actually encourage the president to act unilaterally on it.
But one thing is for sure,
the Democrats acknowledged that it could be done unilaterally by the president.
The president had the power to do it unilaterally.
But guess what?
He didn't do it.
The president and did not issue an extension of the eviction moratorium.
Soas you can imagine,
one big opponent of the eviction moratorium has emerged and they
an industry that's pretty close to the president.
What is that industry? Do you want to guess?
The industries, landlords and Democrats have pointed out
that the president's housing plan provides no assistance to help pay the rent.
That's it, everybody. So that is the the the behind the scenes
information about the extension of eviction moratoriums.
You can read the memorandum for yourself.
I will link you to the memorandum in the description below.
And you will see for yourself that it's very vague.
It provides no specifics about the extension of the eviction moratorium,
how much money people get, whether there's any assistance to individuals.
Also, if, like I said, if the agencies make a determination here,
let's extend the moratorium, do they actually have the power to do that?
There is no clarity at all on that.
In large part, this seems like a symbolic gesture.
I don't want to say it's a political gesture that's for you to decide,
but it is a symbolic gesture without any definitive, without any concrete steps.
It is neither a blueprint nor a framework
to actually help renters by way of an extension of the eviction
moratorium, which, by the way, was a part of the Kazakh.
And it certainly doesn't provide any specific funds.
It simply tells agencies, hey, just think about it, consider it, figured it out.
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Take care. Bye.